What is a Debt Management Plan?
A certified credit counselor will provide a free credit counseling session, go over your debts, and help you create a realistic financial budget and determine if you qualify for our debt management program. Once qualified, a credit counselor will work with your creditors to lower your interest rate, helping you save $1000's, resulting in an overall lower monthly minimum. You will make one low monthly payment to NDM, and we distribute that payment among your creditors to get your debts paid in full in just a fraction of the time. You no longer have to worry about making on time payments, and risk running up late and over the limit fees. We give you the peace of mind, knowing that nonprofit credit counselor is expertly handling your debts so that you don't have to.
Check out our video below detailing the process and benefits of a debt management plan.