Have you ever heard of nonprofit credit counseling? If you suffer from debt, then this is a term that you should be familiar with. Why? Well, because non-profit credit counseling agencies can help alleviate your debt.
What is a credit score? This may sound like a straightforward question but many of us really don’t fully understand credit scores. Sure, a credit score is a number used to signify our ability to repay debts but, do you know how a credit score is measured? Do you know how a FICO score is determined?
If you’re like the average consumer, the answer is no. Most of us understand the importance of having a good FICO score; however, if you’re looking to improve your credit it’s best to understand the components of a credit score.
I’m sure you’ve heard the saying, “Money can’t buy you love.” Although it may sound cliché, the statement rings true. Many people believe that money can solve their problems, even their issues with love and happiness. Money can solve certain problems, especially if you’re in debt or financial trouble; however, the emphasis that is placed on money by society is unhealthy.
Sure, money can pay your bills and buy you the material items you desire, but if you’re generally an unhappy person or suffer from unhealthy relationships, no amount of money will change this. The key is to love yourself without connecting your self-worth to your bank account.
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