Financial Support & Resources
Debt is rarely just about debt. Beyond our programs, we offer education, budgeting tools, and a growing network of resources for families navigating financial hardship.
A set of free educational resources and hardship support from a non-profit agency — budgeting help, plain-language guides, and referrals — designed to help you regain stability, with or without enrolling in a program.
Support that goes beyond the plan
Budgeting guidance
Practical, judgment-free help building a budget that actually works for your household.
Plain-language education
Guides on credit, debt relief, and consumer rights — written to be understood, not to sell.
Hardship referrals
A growing network of resources for families facing job loss, medical bills, or emergencies.
Bilingual assistance
Help available for Spanish-speaking households — just ask when you call.
Bankruptcy
National Debt Management is also a DOJ-approved provider of pre- and post-bankruptcy counseling and debtor education — the counseling required before and after filing. Learn how it works and where it is available.
Bankruptcy counselingStart learning today
Free guides in our resource center
Straight answers to the questions people actually ask about debt relief.
Common questions
Beyond the plan
Support for the whole family.
Debt is rarely just about debt. Alongside the program, we offer budgeting help, plain-language education, and hardship resources — so your household can find its footing again.
We are here to help — even before you enroll.
Free, confidential, and no obligation. We will help you decide what is right — even if that is not us.